Life Situations

Bought Your First Home? Why You Need an LPA Now

15 January 2026
9 min read

Bought Your First Home? Why You Need an LPA Now

Congratulations on buying your first home. You have saved for years and finally got the keys.

Now there is one more thing you need: a Lasting Power of Attorney.

You Have Just Made the Biggest Purchase of Your Life

Your home is likely the most valuable thing you own. It is also your biggest debt.

If something happens to you:

  • Your mortgage still needs paying every month
  • Nobody can access your salary to pay it
  • Your partner/family cannot access your accounts
  • Missed payments risk repossession

What Happens to Your Home Without LPA

The solution without LPA: Court of Protection application. Takes 6+ months. Your mortgage is already in arrears by then.

With LPA: Your named attorney steps in immediately, pays bills from your account, manages your property.

The Cost Comparison

Buying your home: £60,000+ in deposit and fees LPA protection: From £156 (LPA + registration)

You have just spent £60,000+ buying your home. £156 to protect it is nothing.

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Protect Your Biggest Asset

You worked hard for your home. Make sure it is protected.

Create Your LPA - From £74 →

Ready to Create Your LPA?

Don't wait until it's too late. Get both types of Lasting Power of Attorney from just £140 with expert guidance included.

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