How Much Does Power of Attorney Cost in 2026?
LPA Costs in 2026: Complete Breakdown
Creating a Lasting Power of Attorney involves two types of cost: the mandatory OPG registration fee and the optional preparation costs. This guide gives you a complete picture of what you'll pay in 2026.
OPG Registration Fees (2026)
The Office of the Public Guardian charges:
- £92 per LPA to register
- £164 total for both types of LPA
Fee Exemptions
You pay no fee if you receive:
- Income Support
- Income-based Employment and Support Allowance
- Income-based Jobseeker's Allowance
- Housing Benefit
- Local Council Tax Reduction (not Council Tax Support)
- Universal Credit with earnings under £14,447/year
50% Reduction
You pay £41 per LPA if:
- Your gross annual income is under £12,000
LPA Preparation Options
Option 1: DIY (OPG Website)
Cost: Free (just pay registration fees) Total for both LPAs: £164Pros:
- Cheapest option
- Official government forms
- Complex 20+ page documents
- Easy to make mistakes
- No guidance on choosing attorneys
- No checking service
- Rejected applications waste time and money
Option 2: Online LPA Services (like myLPA)
Cost: From £74-140 per LPA Total for both LPAs: From £140 + £164 = £304Pros:
- Guided process, harder to make mistakes
- Expert checking before submission
- Help with choosing attorneys and wording
- Support throughout the process
- Often faster
- More expensive than pure DIY
Option 3: Solicitors
Cost: £300-500+ per LPA Total for both LPAs: £600-1,000+ plus £164Pros:
- Face-to-face advice available
- Legal expertise
- May spot complex issues
- Can advise on other legal matters
- Most expensive option
- May be booked weeks ahead
- Travel to appointments required
Cost Comparison Table
| Option | Per LPA | Both LPAs | Plus Registration | Total |
|---|
| DIY | £0 | £0 | £164 | £164 |
| myLPA | £74 | £140 | £164 | £304 |
| Solicitor (avg) | £400 | £800 | £164 | £964 |
The Hidden Costs of Cheap Options
DIY Mistakes
Common errors that cause rejection:- Wrong witness signatures
- Missing dates
- Incorrect attorney arrangements
- Invalid certificate providers
- Starting again
- Additional £92 fee
- Weeks more delay
- Frustration and stress
Time Cost
DIY LPAs typically take 2-3 hours to complete correctly. Many people spend much longer trying to understand the requirements. If your time is worth £50/hour, the "free" option isn't so free.The Real Cost Comparison
Consider what happens without an LPA:
| Scenario | With LPA | Without LPA |
| Setup cost | £304 | £0 |
| Court application | £0 | £371 |
| Legal fees | £0 | £1,500-3,000 |
| Annual supervision | £0 | £320/year |
| Time to access funds | Immediate | 4-12 months |
| First year total | £304 | £2,200-3,700+ |
Saving Money on LPAs
Create LPAs Together
Couples can save by:- Using services with couple discounts
- Sharing certificate provider
- Processing together
Check for Fee Exemptions
Always check if you qualify for reduced or waived registration fees.Don't Delay
LPA fees have increased over time. Creating your LPA now may save money compared to waiting.Avoid Solicitor Premium for Simple Cases
If your situation is straightforward (standard family arrangements, no complex assets), an online service offers the same protection at lower cost.What You Get for Your Money
When you pay for an LPA service like myLPA, you get:
- Guided questionnaire that gathers all needed information
- Error checking before submission
- Plain English explanations of every question
- Help choosing attorney arrangements
- Support if anything goes wrong
- Peace of mind that it's done correctly
Our Pricing
At myLPA, we believe in transparent, fair pricing:
- One LPA: From £74
- Both LPAs: From £140
- Plus registration: £164 (or less with exemptions)
Take Action
An LPA is one of the best investments you can make for your family's peace of mind. Don't let cost concerns leave you unprotected.
Ready to Create Your LPA?
Don't wait until it's too late. Get both types of Lasting Power of Attorney from just £140 with expert guidance included.
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